- Good drivers or those who don’t drive often may find cheap rates with Lemonade.
- Many discounts available.
- Offers special discounts and benefits for hybrid and EV drivers.
- Roadside assistance included with comprehensive and collision coverage.
- You can file a car insurance claim in the Lemonade app.
- Only available in six states: Arizona, Illinois, Ohio, Oregon, Tennessee and Texas.
- Customer service experience is generally limited to the Lemonade app or website.
- No rideshare insurance available.
About Lemonade car insurance
Lemonade was founded in 2015, initially offering home and renters insurance. Lemonade Car was launched in 2021 and offers all the basic coverages consumers need, such as liability car insurance and collision and comprehensive coverage.
Car insurance with Lemonade leverages telematics through a required Lemonade app that tracks key factors, such as miles driven and driving habits. Lemonade uses this data to set car insurance rates, which it advertises can be as low as $30 per month, depending on your driving profile.
Lemonade sets itself apart from other insurers by operating in a different business model. For one, Lemonade is a public benefit corporation — a for-profit…
