In a nutshell
With nearly 5,000 branches and 15,000 ATMs across the country, Chase is a traditional bank with national reach.
- Chase Bank offers checking and savings accounts, credit cards, mortgages, auto financing, investment advice, as well as small business loans, business credit cards and payment processing.
- The Chase Mobile app is one of the highest-rated finance apps and receives 4.8/5 stars on the Apple App Store and 4.4/5 on Google Play.
- The app is available on smartphones, tablets or computers.
Pros:
- National footprint.
- Eight checking account offerings for all life stages.
- A large variety of credit cards.
Cons:
- High overdraft fees.
- Savings APYs are lower than other banks.
- Lower CD rates than other banks.
Chase Bank products
Chase is a national, full-service bank that offers the full range of banking products and services.
Checking
For checking accounts, Chase has three categories, called “everyday,” “kids and students,” and “premium.” Each of these categories is for different audiences.
The “everyday” checking category offers Chase Total Checking, Chase Secure Banking, and Chase Premier Plus Checking account options.
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$4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period. |
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There is no minimum deposit requirement to open any of these. However, they have monthly fees of $12, $4.95, and $25, respectively. Fees can be avoided for Chase Total Checking and Chase Premier…
