Secure 2.0 Act in Congress omnibus bill 2023. Here’s what’s included.

A package of proposed changes to help Americans save more for retirement could soon be the law.

The changes, part of the Secure Act 2.0, are included in the sweeping end-of-year spending bill that lawmakers probably will vote on in the coming days to avoid a government shutdown, according to the text of the $1.7 trillion 2023 Government Funding Legislation published Tuesday.

If passed, they could benefit Americans across the spectrum regardless of how close they are to retirement, though many provisions wouldn’t take immediate effect. 

Included in the broad retirement legislation are measures to allow employers to count employees’ student loan payments toward their retirement match and increases in the age you’re required to begin withdrawing from tax-deferred retirement accounts. 

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