It’s not the most exciting element of a holiday, but travel insurance is essential for any trip.
A comprehensive policy offers a valuable financial safety net against a number of potential disasters, such as unexpected cancellations in the run-up to a getaway, to lost luggage while you’re away.
A crucial part of any policy will also be the medical cover that it offers, so you’re not left with eye-watering medical bills while overseas.
Here, we detail how to find the best medical cover for you when taking out travel insurance, as well as what to think about when comparing your options.
Why do I need travel insurance with medical cover?
Emergency medical treatment while you’re abroad can be extremely expensive. The Association of British Insurers gives the example of a traveller’s bill in 2020 for one month’s private medical treatment in Spain following a fall and emergency medical repatriation to the UK costing £124,000.
In its advice on foreign travel insurance, the Foreign, Commonwealth & Development Office (FCDO) gives a potential cost of £100,000 for a stomach bug or infection treated in a hospital in the USA with return flights.
So, to prevent being landed with costs like these, it’s important to get your medical cover right when taking out a policy.
Medical cover – the essentials
If you have a medical emergency abroad, the last thing you’ll want is worry over how you’ll pay for treatment. To ensure you’re adequately protected,…
