Home Protect360 proves to be more than your average home insurance plan, with personal accident coverage for every member of the family at budget-friendly rates.
The aftermath of home disasters aren’t as clear cut as we may think. Apart from the damages to our property, you could also be dealing with injuries sustained. Plus, if the disaster in questions happens to be a home fire, you’ll also need to remove the debris that’s left behind.
HL Assurance Home Protect360 comes with a sprawling list of items covered which goes beyond protecting your home and it’s contents. It goes one step further and offers personal accident protection for both the adults and children in your family — a rarity in the home insurance scene.
Pros and cons of HL Assurance Home Protect360
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Pros |
Cons |
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Coverage for both homeowners and tenants, including HDB and private properties |
Home contents, renovations, fixtures and fittings are in the same category |
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Offers 24-hour home assistance such as electrician, plumber, pest control and aircon repair |
Home concierge service can only be utilised once in a year up to a limit of $100 |
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Get family personal accident cover (worldwide) of up to $10,000 for each adult and $3,000 for each child |
Worldwide personal liability excludes USA, Canada and Japan |
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Alternative accommodation and temporary storage for your belongings for up to 30 days |
No rent loss protection for landlords |
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Worldwide personal liability of up to $500,000 against legal liability for accidental property… |
