<br><div><aside class="gnt_em gnt_em__fp gnt_em_vp__tp gnt_em__el" aria-label="Video - US extends border travel restrictions to Mexico, Canada through Aug. 21"/><p class="gnt_ar_b_p">When it comes time to look for the perfect <a target="_blank" href="https://www.fool.com/the-ascent/credit-cards/best-travel-rewards-credit-cards/?utm_source=usa-today&utm_medium=feed&utm_campaign=article&referring_guid=038f6976-bfbe-4c00-b8e7-5c01e97ac571" rel="noopener" data-t-l=":b|e|inline click|${u}" class="gnt_ar_b_a">travel credit card</a>, many people focus on fun features such as airline lounge access or the ability to earn free trips. And, the best <a target="_blank" href="https://www.fool.com/the-ascent/credit-cards/?utm_source=usa-today&utm_medium=feed&utm_campaign=article&referring_guid=038f6976-bfbe-4c00-b8e7-5c01e97ac571" rel="noopener" data-t-l=":b|e|inline click|${u}" class="gnt_ar_b_a">credit cards</a> often do provide great travel perks and the chance to fly for free by earning miles for spending.</p><p class="gnt_ar_b_p">But when you decide to <a target="_blank" href="https://www.fool.com/the-ascent/credit-cards/compare-cards/?utm_source=usa-today&utm_medium=feed&utm_campaign=article&referring_guid=038f6976-bfbe-4c00-b8e7-5c01e97ac571" rel="noopener" data-t-l=":b|e|inline click|${u}" class="gnt_ar_b_a">compare credit cards</a>, remember that travel cards can also provide other cardholder benefits that may not be as fun to think about. However, they're just as important – if not more so.</p><p class="gnt_ar_b_p">The following benefits could be there for you when things go wrong and potentially save you from financial loss and unnecessary stress.</p><h2 class="gnt_ar_b_h2">1. Rental car insurance</h2><figure class="gnt_em gnt_em_img"><img class="gnt_em_img_i" style="height:440px" data-g-r="lazy" src="https://www.gannett-cdn.com/presto/2021/07/28/USAT/62883e62-fb24-4d73-bf09-d2836f205aea-GettyImages-1141296456.jpg?width=660&height=440&fit=crop&format=pjpg&auto=webp" srcset="https://www.gannett-cdn.com/presto/2021/07/28/USAT/62883e62-fb24-4d73-bf09-d2836f205aea-GettyImages-1141296456.jpg?width=1320&height=880&fit=crop&format=pjpg&auto=webp 2x" decoding="async" alt="You don't want to end up being responsible for covering the car's costs in the event something goes wrong. A travel card that covers rental car insurance can help make sure that doesn't happen."/></figure><p class="gnt_ar_b_p">Many credit cards offer something called a Collision Damage Waiver (CDW), which provides coverage for loss or damage to a rented vehicle in the event that it's damaged, or stolen.</p><p class="gnt_ar_b_p">You don't want to end up being responsible for covering the car's costs in the event something goes wrong. A travel card that <a target="_blank" href="https://www.fool.com/the-ascent/credit-cards/articles/does-your-credit-card-cover-rental-car-insurance-heres-how-to-find-out/?utm_source=usa-today&utm_medium=feed&utm_campaign=article&referring_guid=038f6976-bfbe-4c00-b8e7-5c01e97ac571" rel="noopener" data-t-l=":b|e|inline click|${u}" class="gnt_ar_b_a">covers rental car insurance</a> can help make sure that doesn't happen. While you can buy this type of insurance from a rental car company, it's an added cost that you won't need to incur if you look for a travel card that offers it as a cardholder perk.</p><h2 class="gnt_ar_b_h2">2. Lost or delayed luggage coverage</h2><figure class="gnt_em gnt_em_img"><img class="gnt_em_img_i" style="height:452px" data-g-r="lazy" src="https://www.gannett-cdn.com/presto/2019/08/30/USAT/9258ba5b-f73c-495b-ae58-399071aa162c-11-checked-luggage-fees.JPG?width=660&height=452&fit=crop&format=pjpg&auto=webp" srcset="https://www.gannett-cdn.com/presto/2019/08/30/USAT/9258ba5b-f73c-495b-ae58-399071aa162c-11-checked-luggage-fees.JPG?width=1320&height=904&fit=crop&format=pjpg&auto=webp 2x" decoding="async" alt="Baggage delay insurance often covers both the primary cardholder as well as family members or other guests on the trip – as long as the vacation was paid for with the credit card."/></figure><p class="gnt_ar_b_p">Some credit cards are also there to help their cardholders in the event that baggage is lost or delayed.</p><p class="gnt_ar_b_p">Your card may provide you with a set amount of money – such as up to $100 per day – to pay for necessities in the event that your luggage doesn't...</p></div> <style> .wrapper { text-align: center; } </style> <div class="wrapper"> <a class="button" href ="https://www.usatoday.com/story/travel/advice/2021/07/29/3-ways-travel-cards-could-help-if-things-go-wrong/47941061/">Read more <span>➤</span></a> </div>
