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Finding an awesome hotel is often a top priority for travelers. But if you get sick while traveling, you might want to find comfort in an even better hotel. Will a travel insurance policy cover a pricey hotel upgrade?
In some cases, a policy’s travel delay benefit can reimburse you for the cost of accommodations if your trip is delayed due to a sickness or a travel issue.
“Many travel insurance policies include a travel delay benefit, which reimburses meals and accommodations when a traveler is delayed for a set period of time,” says Steven Benna, a spokesperson for Squaremouth.
In order to be eligible for reimbursement, your delay must be caused by a reason that’s listed in the policy. Most commonly, this includes bad weather or a flight that’s delayed due to mechanical problems, says Benna. Some travel insurance policies also provide trip delay benefits due to sickness or injury of the traveler.
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Can You Upgrade Your Hotel During a Trip Delay?
A travel insurance policy will have a limit on the dollar amount for trip delay reimbursement, but you can choose where you stay—even if it’s the Ritz. “There is no limit to…