Will Travel Insurance Pay For A Nicer Hotel If You’re Ill? – Forbes Advisor

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Finding an awesome hotel is often a top priority for travelers. But if you get sick while traveling, you might want to find comfort in an even better hotel. Will a travel insurance policy cover a pricey hotel upgrade?

In some cases, a policy’s travel delay benefit can reimburse you for the cost of accommodations if your trip is delayed due to a sickness or a travel issue.

“Many travel insurance policies include a travel delay benefit, which reimburses meals and accommodations when a traveler is delayed for a set period of time,” says Steven Benna, a spokesperson for Squaremouth.

In order to be eligible for reimbursement, your delay must be caused by a reason that’s listed in the policy. Most commonly, this includes bad weather or a flight that’s delayed due to mechanical problems, says Benna. Some travel insurance policies also provide trip delay benefits due to sickness or injury of the traveler.

Can You Upgrade Your Hotel During a Trip Delay?

A travel insurance policy will have a limit on the dollar amount for trip delay reimbursement, but you can choose where you stay—even if it’s the Ritz. “There is no limit to…